It’s Never Too Soon to Talk About NFL Football and Other Stuff

I’ve received a ton of emails from NFL.com on how soon fantasy football and the fantasy draft will be upon us! I say any month is a good month to talk about football but my husband feels differently.

I like to say “football starts in August” even if it’s the pre-season and even if I pay a huge sum of money to be a DIRECTV Superfan and still don’t get all the pre-season games (UGH!) But, God bless the NFL Network because they replay all the pre-season games in case the one you really need to see isn’t one of the ones being televised.

Okay, so it’s not even the 4^th of July yet, but that fantasy draft pick is just around the corner! I’m attempting 5 teams this year (oh my!)

Business Owners Beware

By July 1^st, you’ve pretty much spent your charity budget, advertising budget and any leftover money you have you want to try and save for annual bonuses or a holiday event. It’s hard sending those kids away from your office when they come in with “I want to go to China donation bids” but you just can’t keep giving it away—especially if you forgot to budget for this year.

The economy is making it interesting for business budgeters. Will it get better? Will it get worse? Will it stay the same? I’m betting the last is true—expect nothing new in 2013. Still, with a tough economy it’s hard to project sales. If you use old data, you’ll be way off. You need to stick to what you’ve been doing since 2008 when the economy gave us a big slap in the face. 

In 2008, it was sad how many businesses closed and suffered. The simple reason is that their expenses stayed the same but their revenues dropped drastically. There were layoffs, business owners who didn’t pay themselves and a plethora of other financial troubles.

But you absolutely must sit down and create that 2013 budget. If you don’t do it now, you’ll be doing it during the real NFL season plus the holiday season and that’s not a good thing! Heck, you’ll miss all those must-do holiday visits—okay maybe waiting is good for some of us.

Fox News (well if you call them news reporters) has a video on why government cuts in 2013 could affect how the small business owner should budget for 2013. I’m not sure how helpful this video will be but it’s relevant to how you plan on spending your cash next year.

But back to football. Way back when the Debt SuperCommittee was formed, I knew these politicians wouldn’t be able to cut a thing—and they didn’t. That’s when I suggested Peyton Manning be traded to the DebtSuperCommittee because he’s a can-do sort of guy. But it’s too late now folks, he’s with the Denver Broncos now and hopefully the state of Colorado will stop burning down—hey Peyton, join a volunteer fire department would ya? Mini-camp is over and well, what else could you possibly be doing?

Touchdown for now!